Wais moves for peace of mind with Home Credit
One smart move gave Joyce Tan peace of mind when she needed it most, showing how Home Credit supports its customers through life’s unexpected moments.
Joyce Tan, a Wais Home Credit customer since 2020, bought her iPhone 13 in 2021 with the added peace of mind of HOME CREDIT PROTECT. A Gen Z professional living independently in Taguig, Joyce balanced her work, rent, bills, and daily expenses while finding practical ways to manage lifestyle purchases with products and services.
This one move of buying her phone with Home Credit Protect, unexpectedly guarded her from an unforeseen medical emergency that surfaced in her life with sudden changes in her blood pressure eventually needing her to be hospitalized for Stage 2 hypertension.
“Noong bumili ako ng iPhone 13, in-offer sa akin ‘yong Home Credit Protect. Nung na-explain sa akin kung ano yung benefits nya, hindi talaga ako nagdalawang- isip kumuha.”
Amid rising financial pressures from hospital bills, medication, rent, utilities, and other daily expenses, the coverage linked to her iPhone 13 gave Joyce the much-needed relief enabling her to take care of other expenses better. After submitting the necessary documents, she was able to access product benefits, including waived installments for two months.
“Nabawasan talaga ‘yong stress ko pagdating monthly payments ko kay Home Credit. Syempre ayokong mag-miss ng payment kasi may penalties yun. Hindi ko talaga in-expect na ‘yong phone na binili ko would eventually help me during my health emergency. Dahil sa Home Credit Protect, nagkaroon ako ng peace of mind at mas nakapag-focus ako sa pagpapagaling ko.” Joyce said
A reliable, caring lifestyle partner
Joyce is just one example of how they have supported over 13 million Filipinos through products and services designed to help make everyday life easier and more manageable since last 13 years.
“Behind Home Credit’s 13 million customers are millions of unique journeys, all driven by the goal of building a better and more secure future. Joyce’s story shows how simple decisions today can make a meaningful difference in unexpected moments. Through products and services designed around our customers’ evolving needs, we remain committed to supporting Filipinos in both everyday purchases and life’s important moments,” said Jana Pechouckova, Senior Executive Vice President of Home Credit Philippines.
Watch Joyce’s Kwentong HC here and discover how making wais moves today can help bring peace of mind for tomorrow.
To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph, or get the app. You may also follow its official Facebook, Instagram, and TikTok accounts.
Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).



